VEHICLES

1. ALL VEHICLES MUST OPERATE AS FARE-BASED TAXICABS
   
2. BLACK CARS/LIMOS, SHUTTLE BUSES, AND PARA TRANSIT VEHICLES ARE EXCLUDED.
   
3. VEHICLES MUST BE ROUTINELY MAINTAINED AND INSPECTED FOR DAMAGE AND/OR WEAR AND TEAR.
   
4. ANY VEHICLE OLDER THAN 13 YEARS MUST HAVE A MECHANICAL INSPECTION FROM AN INDEPENDENT GARAGE. PROOF OF INSPECTION MUST ACCOMPANY REQUEST TO ADD VEHICLE.  Click here for the Vehicle Inspection Report

1. FIRST MOVING VIOLATION:                           1 POINT
    EACH ADDITIONAL MOVING VIOLATION:       2 POINTS

2. FIRST ACCIDENT:                                          2 POINTS *
    SECOND ACCIDENT:                                     4 POINTS *

3. RECKLESS OR CARELESS DRIVING:            3 POINTS

THE EXPERIENCE PERIOD IS FOR THE THIRTY SIX (36) MONTH PERIOD ENDING ON THE POLICY EFFECTIVE DATE.

UNACCEPTABLE DRIVERS

1. DRIVERS WITH ANY OF THE FOLLOWING IN THE LAST 5 YEARS

A. ALL ALCOHOL RELATED CONVICTIONS
B. VEHICLE MANSLAUGHTER
C. CONVICTIONS FOR DRUG OR NARCOTICS
D. POSSESSION OF A WEAPON

2. DRIVERS UNDER 25

3. DRIVERS AGE 65 OR PHYSICALLY IMPAIRED:
Exception: A physician’s medical report must accompany all requests for drivers 65 or older. Drivers turning 65 during policy period will be required to have medicals at renewal date. Click here for the Driver Physical Exam Form

4. DRIVERS WITH LESS THAN 2 YEARS DRIVING EXPERIENCE IN THE U.S.

5. DRIVERS WITH FIVE POINTS OR MORE IN THE LAST 12 MONTHS.

6. DRIVERS WITH MORE THAN 7 TOTAL POINTS.

7. DRIVERS WITHOUT A VALID DRIVERS LICENSE.

* ACCIDENT DEFINITION

All accidents will be considered chargeable unless proof is furnished that the applicant was not at fault.
Proof must be in the following form:

1. Police report or written statement from applicant’s previous insurer stating:
   Clearly not at fault
2. Copy of check showing applicant was fully reimbursed.

Revised 5/11