VEHICLES

1. ALL VEHICLES MUST OPERATE AS FARE-BASED TAXICABS
   
2. BLACK CARS/LIMOS, SHUTTLE BUSES, AND PARA TRANSIT VEHICLES ARE EXCLUDED.
   
3. VEHICLES MUST BE ROUTINELY MAINTAINED AND INSPECTED FOR DAMAGE AND/OR WEAR AND TEAR.
   
4. ANY VEHICLE OLDER THAN 13 YEARS MUST HAVE A MECHANICAL INSPECTION FROM AN INDEPENDENT GARAGE. PROOF OF INSPECTION MUST ACCOMPANY REQUEST TO ADD VEHICLE.  CLICK FOR THE VEHICLE INSPECTION REPORT

POINT DETERMINATION

1. FIRST MOVING VIOLATION:                           1 POINT
    EACH ADDITIONAL MOVING VIOLATION:       2 POINTS

2. FIRST ACCIDENT:                                          2 POINTS *
    SECOND ACCIDENT:                                     4 POINTS *

3. RECKLESS OR CARELESS DRIVING:            3 POINTS

THE EXPERIENCE PERIOD IS FOR THE THIRTY SIX (36) MONTH PERIOD ENDING ON THE POLICY EFFECTIVE DATE.

UNACCEPTABLE DRIVERS

1. DRIVERS WITH ANY OF THE FOLLOWING IN THE LAST 5 YEARS

A. ALL ALCOHOL RELATED CONVICTIONS
B. VEHICLE MANSLAUGHTER
C. CONVICTIONS FOR DRUG OR NARCOTICS
D. POSSESSION OF A WEAPON

2. DRIVERS UNDER 25

3. DRIVERS OVER AGE 65 OR PHYSICALLY IMPAIRED:
 Exception: A physician’s medical report must accompany all requests to add drivers over 65. Click for the Driver Physical Exam Form

4. DRIVERS WITH LESS THAN 2 YEARS DRIVING EXPERIENCE IN THE U.S.

5. DRIVERS WITH FIVE POINTS OR MORE IN THE LAST 12 MONTHS.

6. DRIVERS WITH MORE THAN 7 TOTAL POINTS.

7. DRIVERS WITHOUT A VALID DRIVERS LICENSE.

* ACCIDENT DEFINITION

All accidents will be considered chargeable unless proof is furnished that the applicant was not at fault.
Proof must be in the following form:

1. Police report or written statement from applicant’s previous insurer stating:
   Clearly not at fault
2. Copy of check showing applicant was fully reimbursed.

Revised 9/06