Our Taxicab Liability program targets low to mid sized local cab fleets. The majority of our taxicab business is written on a non-admitted basis although we do have the ability to use an admitted product where required.
Typical Coverage Offered: Auto Liability on Symbol 7 Basis Only
Issuing Carrier: Essex/Evanston Insurance Company - Non-Admiteed
Markel Insurance Company - Admitted in All States
Limits of Liability Offered: Up to $1,000,000 per accident, New Ventures up to $350,000 per accident
Minimum Policy Premium: $2,500 Non-admitted Only
States Offered In: (we write taxi in the USA EXCLUSIVELY)
| Alabama |
Georgia* (NPW) |
Nevada |
South Carolina |
|
Alaska* (NPW)Anchorage Only |
Idaho |
New Hampshire |
Tennessee |
| Arizona |
Illinois* (NPW) |
New Jersey |
Texas |
| Arkansas |
Indiana |
New Mexico |
Vermont |
| California |
Iowa |
North Carolina* (NPW) |
Virginia |
| Colorado |
Kansas |
Ohio |
Washington* (NPW) |
| Connecticut |
Maine |
Oklahoma |
West Virginia* (NPW) |
| Delaware |
Missouri |
Oregon |
Wisconsin |
| Florida* (NPW) |
Nebraska |
Rhode Island* (NPW) |
|
* NPW - Not presently writing new business.
TARGETED CLASSES
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Small to mid-size taxicab fleets and owner operators with at least 3 years experience
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Well maintained vehicles less than 13 years old
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Experienced and professional drivers
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Documented safety and accident procedures
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New Ventures with prior taxi experience and clear MVR
UNACCEPTABLE BUSINESS
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Black Cars, Limousines, Shuttle Buses
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Para Transit Vehicles
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Accounts with 5 year loss ratio of 50% or higher
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States that require No-Fault coverage
UNDERWRITING REQUIREMENTS
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Completed and signed Acord and Markel Supplemental Application
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5 Years currently valued hard copy loss run
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Current MVR’s for all drivers
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Requests for limits over $500,000 CSL must have a minimum of 5 vehicles
OTHER PRODUCTS
- General Liability up to $1,000,000 Limit
- Package Policies - Auto & GL for small fleets, less than 5 vehicles
- Buffer Excess Liability for Taxi, Paratransit and Non-Emergency Ambulance Accounts