Our Taxicab Liability program targets low to mid sized local cab fleets. The majority of our taxicab business is written on a non-admitted basis although we do have the ability to use an admitted product where required.
Typical Coverage Offered: Auto Liability on Symbol 7 Basis Only
Issuing Carrier: Essex Insurance Company
(Non-Admitted in most states)
Limits of Liability Offered: Up to $1,000,000 per accident
Minimum Policy Premium: $5,000
States Offered In:
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Alabama |
Idaho |
New Hampshire |
Tennessee |
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Alaska |
Illinois |
New Mexico |
Vermont |
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Arizona |
Indiana |
Texas |
Virginia |
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Arkansas |
Iowa |
North Carolina |
Washington |
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California |
Maine |
Ohio |
West Virginia |
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Colorado |
Maryland |
Oklahoma |
Wisconsin |
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Connecticut |
Missouri |
Oregon |
Wyoming |
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Delaware |
Montana |
Rhode Island |
|
|
Florida |
Nebraska |
South Carolina |
|
|
Georgia |
Nevada |
South Dakota |
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TARGETED CLASSES
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Small to mid-size taxicab fleets and owner operators with at least 5 years experience
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Well maintained vehicles less than 13 years old
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Experienced and professional drivers
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Documented safety and accident procedures
EXCLUSIONS
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Black Cars, Limousines, Shuttle Buses
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Para Transit Vehicles
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Accounts with 5 year loss ratio of 50% or higher
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States that require No-Fault coverage
UNDERWRITING REQUIREMENTS
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Completed and signed Acord and IUM Supplemental Application
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5 Years currently valued hard copy loss run
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Current MVR’s for all drivers
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No Broker or Policy Fees allowed to be charged to the Insured
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Requests for limits over $500,000 CSL must have a minimum of 3 vehicles